Auto Insurance Competitive Policy Database
Lightspeed FSG collects and codes actual auto insurance policy statements from a nationwide sample of U.S. consumers. Our rich database provides clients with rich, competitive insights about pricing, discounts, and coverage levels — drawn directly from declaration pages (not self-reported).
The database provides clients with visibility into coverage and premium amounts for bodily injury, comprehensive, collision, property damage liability, additional coverages (medical payments, personal injury, towing, rental), and discounts by category. It also includes a number of owner-level and policy-level fields, including driver age, state, vehicle make and year, mileage, and length of policy.
Lightspeed FSG’s Auto Insurance Insights Study is a quarterly report on a topical issue of importance to the industry, developed with extensive feedback from our clients. Recent quarterly report topics have included studies on auto policy switching behavior and motivations, customer retention, and policy discounts.
New! Study shows how auto insurers stack up in battle over price vs. service vs. coverage — read more here.